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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,962 | $77,920+196.4% | $149,723+54.3% | $75,177+207.2% |
| Participation rate | 68.9% | 65.6%+3.3pp | 78.8%-9.9pp | 67.2%+1.6pp |
| Annual return | 16.33% | 31.72%-15.4pp | 134.50%-118.2pp | 160.75%-144.4pp |
| Employer contribution / active EE | $14,359 | $3,138+357.5% | $4,821+197.8% | $2,671+437.6% |
| Participant deferral / active EE | $9,137 | $3,411+167.8% | $5,682+60.8% | $4,126+121.4% |
| Admin fee / account holder | $12,153 | $5,951+104.2% | $13,215-8.0% | $5,651+115.0% |