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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,295 | $75,962+145.2% | $154,108+20.9% | $64,173+190.3% |
| Participation rate | 95.8% | 70.4%+25.4pp | 83.0%+12.7pp | 69.6%+26.2pp |
| Annual return | -5.34% | 30.32%-35.7pp | 735.21%-740.5pp | 7.63%-13.0pp |
| Employer contribution / active EE | $4,788 | $3,350+42.9% | $5,298-9.6% | $2,381+101.1% |
| Participant deferral / active EE | $8,488 | $3,175+167.4% | $5,081+67.1% | $3,470+144.6% |
| Admin fee / account holder | $2,975 | $5,589-46.8% | $13,411-77.8% | $4,887-39.1% |