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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,349 | $95,415+191.7% | $185,851+49.8% | $85,851+224.2% |
| Participation rate | 88.7% | 68.8%+19.9pp | 81.7%+7.0pp | 69.3%+19.4pp |
| Annual return | 11.64% | 23.59%-11.9pp | 122.11%-110.5pp | 318.63%-307.0pp |
| Employer contribution / active EE | $9,486 | $3,314+186.3% | $5,168+83.5% | $2,565+269.8% |
| Participant deferral / active EE | $9,691 | $3,424+183.1% | $5,569+74.0% | $3,952+145.2% |
| Admin fee / account holder | $29,153 | $7,215+304.1% | $16,245+79.5% | $6,261+365.6% |