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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,689 | $91,198+211.1% | $178,503+58.9% | $79,856+255.3% |
| Participation rate | 93.1% | 69.2%+23.9pp | 81.9%+11.2pp | 69.6%+23.5pp |
| Annual return | 18.24% | 24.20%-6.0pp | 151.12%-132.9pp | 31.71%-13.5pp |
| Employer contribution / active EE | $8,535 | $3,257+162.1% | $5,011+70.3% | $2,471+245.4% |
| Participant deferral / active EE | $9,696 | $3,237+199.6% | $5,202+86.4% | $3,741+159.2% |
| Admin fee / account holder | $733 | $6,748-89.1% | $13,987-94.8% | $5,306-86.2% |