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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,976 | $106,864-57.9% | $147,318-69.5% | $82,637-45.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.52% | 27.49%-7.0pp | 70.43%-49.9pp | 53.51%-33.0pp |
| Employer contribution / active EE | $1,586 | $3,417-53.6% | $4,593-65.5% | $2,552-37.9% |
| Participant deferral / active EE | $3,000 | $6,496-53.8% | $7,906-62.1% | $4,126-27.3% |
| Admin fee / account holder | $1,347 | $8,415-84.0% | $13,708-90.2% | $7,339-81.6% |