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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,833 | $102,429-61.1% | $147,096-72.9% | $80,925-50.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 21.03% | 135.02%-114.0pp | 419.75%-398.7pp | 35.65%-14.6pp |
| Employer contribution / active EE | $1,796 | $3,716-51.7% | $4,936-63.6% | $2,756-34.8% |
| Participant deferral / active EE | $3,421 | $6,649-48.5% | $8,071-57.6% | $4,299-20.4% |
| Admin fee / account holder | $1,857 | $7,957-76.7% | $13,005-85.7% | $6,940-73.2% |