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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,009 | $82,678-75.8% | $125,391-84.0% | $68,490-70.8% |
| Participation rate | 96.8% | 75.1%+21.7pp | 82.4%+14.4pp | 67.9%+28.9pp |
| Annual return | -23.59% | -5.97%-17.6pp | 572.41%-596.0pp | -7.85%-15.7pp |
| Employer contribution / active EE | $2,261 | $3,382-33.1% | $4,816-53.0% | $2,597-12.9% |
| Participant deferral / active EE | $3,671 | $6,111-39.9% | $7,448-50.7% | $4,028-8.9% |
| Admin fee / account holder | $3,093 | $6,277-50.7% | $10,009-69.1% | $5,403-42.8% |