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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,319 | $93,598-67.6% | $135,974-77.7% | $75,173-59.7% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 27.43% | 30.89%-3.5pp | 68.30%-40.9pp | 160.72%-133.3pp |
| Employer contribution / active EE | $1,641 | $3,538-53.6% | $4,859-66.2% | $2,671-38.6% |
| Participant deferral / active EE | $3,188 | $6,405-50.2% | $7,760-58.9% | $4,126-22.7% |
| Admin fee / account holder | $5,077 | $6,978-27.2% | $10,767-52.8% | $5,651-10.2% |