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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,372 | $52,678+39.3% | $75,784-3.2% | $59,633+23.0% |
| Participation rate | 51.4% | 67.2%-15.8pp | 75.8%-24.4pp | 68.7%-17.3pp |
| Annual return | -0.76% | 2.95%-3.7pp | 9.68%-10.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $670 | $2,193-69.4% | $3,323-79.8% | $2,203-69.6% |
| Participant deferral / active EE | $2,304 | $2,591-11.1% | $3,652-36.9% | $3,192-27.8% |
| Admin fee / account holder | $6,434 | $3,610+78.2% | $5,300+21.4% | $4,297+49.7% |