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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,871 | $63,342+41.9% | $92,235-2.6% | $70,131+28.1% |
| Participation rate | 51.4% | 68.7%-17.3pp | 76.5%-25.1pp | 69.5%-18.2pp |
| Annual return | 17.90% | 530.15%-512.3pp | 176.28%-158.4pp | 73.14%-55.2pp |
| Employer contribution / active EE | $618 | $2,471-75.0% | $3,679-83.2% | $2,342-73.6% |
| Participant deferral / active EE | $2,311 | $2,854-19.0% | $3,897-40.7% | $3,332-30.6% |
| Admin fee / account holder | $1,339 | $3,840-65.1% | $5,194-74.2% | $4,645-71.2% |