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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $873,847 | $98,766+784.8% | $149,730+483.6% | $79,852+994.3% |
| Participation rate | 62.1% | 75.8%-13.7pp | 82.5%-20.4pp | 69.6%-7.6pp |
| Annual return | 14.39% | 27.43%-13.0pp | 276.70%-262.3pp | 31.72%-17.3pp |
| Employer contribution / active EE | $14,503 | $3,217+350.8% | $4,645+212.2% | $2,471+486.9% |
| Participant deferral / active EE | $16,471 | $5,681+189.9% | $6,843+140.7% | $3,740+340.4% |
| Admin fee / account holder | $45,711 | $6,052+655.3% | $9,310+391.0% | $5,306+761.5% |