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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,025 | $76,551+419.9% | $123,894+221.3% | $62,881+533.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.34% | 18.68%-10.3pp | 47.52%-39.2pp | 20.14%-11.8pp |
| Employer contribution / active EE | $3,053 | $2,882+5.9% | $4,617-33.9% | $2,281+33.8% |
| Participant deferral / active EE | $13,168 | $4,840+172.1% | $5,984+120.0% | $3,203+311.1% |
| Admin fee / account holder | $5,928 | $4,826+22.8% | $8,357-29.1% | $4,296+38.0% |