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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,015 | $72,177+389.1% | $115,038+206.9% | $59,633+492.0% |
| Participation rate | 96.7% | 72.6%+24.1pp | 81.4%+15.3pp | 68.7%+28.0pp |
| Annual return | 1.15% | 12.02%-10.9pp | 26.14%-25.0pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $7,738 | $2,841+172.3% | $4,608+67.9% | $2,203+251.3% |
| Participant deferral / active EE | $12,069 | $4,783+152.3% | $6,026+100.3% | $3,192+278.2% |
| Admin fee / account holder | $7,024 | $4,927+42.6% | $8,175-14.1% | $4,297+63.5% |