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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,028 | $81,358+177.8% | $155,556+45.3% | $80,959+179.2% |
| Participation rate | 92.6% | 66.3%+26.3pp | 78.2%+14.4pp | 67.7%+24.9pp |
| Annual return | 18.22% | 33.39%-15.2pp | 64.84%-46.6pp | 35.67%-17.4pp |
| Employer contribution / active EE | $34,423 | $3,106+1008.1% | $4,675+636.2% | $2,757+1148.5% |
| Participant deferral / active EE | $278 | $3,455-92.0% | $5,631-95.1% | $4,300-93.5% |
| Admin fee / account holder | $46,183 | $7,994+477.7% | $15,885+190.7% | $6,925+566.9% |