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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,365 | $87,016+23.4% | $63,244+69.8% | $125,389-14.4% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -14.32% | 21.71%-36.0pp | -70.31%+56.0pp | 282.24%-296.6pp |
| Employer contribution / active EE | $3,535 | $3,601-1.8% | $2,322+52.2% | $4,866-27.4% |
| Participant deferral / active EE | $8,683 | $3,939+120.4% | $2,953+194.0% | $5,352+62.3% |
| Admin fee / account holder | $631 | $11,954-94.7% | $5,893-89.3% | $9,541-93.4% |