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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,322 | $100,901+62.9% | $75,501+117.6% | $147,586+11.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 30.90% | 35.78%-4.9pp | 27.35%+3.5pp | 578.59%-547.7pp |
| Employer contribution / active EE | $2,919 | $3,253-10.3% | $2,352+24.1% | $4,876-40.1% |
| Participant deferral / active EE | $7,429 | $4,027+84.5% | $3,142+136.4% | $5,439+36.6% |
| Admin fee / account holder | $1,316 | $11,285-88.3% | $5,801-77.3% | $10,886-87.9% |