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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,417 | $91,911+154.0% | $68,612+240.2% | $135,379+72.4% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | 38.25% | -8.22%+46.5pp | -4.63%+42.9pp | 519.79%-481.5pp |
| Employer contribution / active EE | $2,447 | $3,924-37.6% | $2,625-6.8% | $4,779-48.8% |
| Participant deferral / active EE | $7,543 | $4,315+74.8% | $3,311+127.8% | $5,609+34.5% |
| Admin fee / account holder | $1,537 | $9,240-83.4% | $5,131-70.0% | $10,828-85.8% |