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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,440 | $84,685-87.7% | $73,836-85.9% | $125,389-91.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 0.00% | 3123.80%-3123.8pp | 2268.06%-2268.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $3,429 | $3,123+9.8% | $2,787+23.0% | $4,866-29.5% |
| Participant deferral / active EE | $985 | $3,993-75.3% | $3,583-72.5% | $5,352-81.6% |
| Admin fee / account holder | $303 | $5,694-94.7% | $4,882-93.8% | $9,541-96.8% |