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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,320 | $100,895-92.7% | $90,430-91.9% | $158,950-95.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 0.07% | 1725.54%-1725.5pp | 1293.73%-1293.7pp | 302.91%-302.8pp |
| Employer contribution / active EE | $6,154 | $3,689+66.8% | $3,262+88.7% | $4,762+29.2% |
| Participant deferral / active EE | $2,637 | $4,347-39.3% | $3,963-33.5% | $5,983-55.9% |
| Admin fee / account holder | $15,254 | $6,505+134.5% | $5,613+171.7% | $11,248+35.6% |