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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,320 | $100,938-92.7% | $90,461-91.9% | $158,982-95.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 0.07% | 1727.20%-1727.1pp | 1294.76%-1294.7pp | 302.99%-302.9pp |
| Employer contribution / active EE | $6,154 | $3,691+66.7% | $3,264+88.5% | $4,763+29.2% |
| Participant deferral / active EE | $2,637 | $4,350-39.4% | $3,964-33.5% | $5,983-55.9% |
| Admin fee / account holder | $15,254 | $6,510+134.3% | $5,617+171.6% | $11,252+35.6% |