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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,466 | $90,617-90.7% | $79,476-89.3% | $135,382-93.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 0.34% | 977.57%-977.2pp | 718.21%-717.9pp | 519.77%-519.4pp |
| Employer contribution / active EE | $5,259 | $3,068+71.4% | $2,800+87.8% | $4,779+10.1% |
| Participant deferral / active EE | $2,087 | $4,050-48.5% | $3,704-43.7% | $5,609-62.8% |
| Admin fee / account holder | $4,853 | $5,907-17.9% | $5,113-5.1% | $10,829-55.2% |