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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,907 | $79,955-77.6% | $98,450-81.8% | $75,181-76.2% |
| Participation rate | 81.6% | 70.4%+11.3pp | 75.2%+6.5pp | 67.2%+14.4pp |
| Annual return | 26.30% | 19.75%+6.5pp | 21.16%+5.1pp | 160.69%-134.4pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,553 | $3,752-32.0% | $4,739-46.1% | $4,126-38.1% |
| Admin fee / account holder | $2,450 | $6,841-64.2% | $8,961-72.7% | $5,650-56.6% |