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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,615 | $73,009-84.1% | $90,760-87.2% | $68,486-83.0% |
| Participation rate | 82.1% | 70.8%+11.3pp | 75.7%+6.4pp | 67.9%+14.2pp |
| Annual return | 2.34% | -13.81%+16.2pp | -12.16%+14.5pp | -7.85%+10.2pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,168 | $3,626-40.2% | $4,565-52.5% | $4,028-46.2% |
| Admin fee / account holder | $350 | $5,896-94.1% | $8,444-95.9% | $5,404-93.5% |