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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,898 | $93,598+222.5% | $135,974+122.0% | $75,173+301.6% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 20.05% | 30.89%-10.8pp | 68.30%-48.3pp | 160.72%-140.7pp |
| Employer contribution / active EE | $11,461 | $3,538+224.0% | $4,859+135.9% | $2,671+329.1% |
| Participant deferral / active EE | $10,107 | $6,405+57.8% | $7,760+30.2% | $4,126+144.9% |
| Admin fee / account holder | $16,378 | $6,978+134.7% | $10,767+52.1% | $5,651+189.9% |