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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,799 | $98,776+189.3% | $149,745+90.9% | $79,856+257.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.76% | 27.38%-11.6pp | 276.72%-261.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $12,165 | $3,217+278.1% | $4,646+161.8% | $2,471+392.3% |
| Participant deferral / active EE | $8,706 | $5,681+53.2% | $6,843+27.2% | $3,741+132.7% |
| Admin fee / account holder | $442 | $6,053-92.7% | $9,312-95.3% | $5,306-91.7% |