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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,282 | $82,678+203.9% | $125,391+100.4% | $68,490+266.9% |
| Participation rate | 86.0% | 75.1%+10.9pp | 82.4%+3.6pp | 67.9%+18.1pp |
| Annual return | -14.21% | -5.97%-8.2pp | 572.41%-586.6pp | -7.85%-6.4pp |
| Employer contribution / active EE | $12,912 | $3,382+281.8% | $4,816+168.1% | $2,597+397.3% |
| Participant deferral / active EE | $10,452 | $6,111+71.0% | $7,448+40.3% | $4,028+159.5% |
| Admin fee / account holder | $35,805 | $6,277+470.4% | $10,009+257.7% | $5,403+562.7% |