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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,295 | $105,200+180.7% | $159,474+85.2% | $85,847+244.0% |
| Participation rate | 95.9% | 75.8%+20.1pp | 82.8%+13.1pp | 69.3%+26.6pp |
| Annual return | 13.56% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.1pp |
| Employer contribution / active EE | $12,652 | $3,319+281.2% | $4,831+161.9% | $2,565+393.2% |
| Participant deferral / active EE | $10,262 | $5,946+72.6% | $7,353+39.6% | $3,952+159.7% |
| Admin fee / account holder | $55,246 | $6,934+696.7% | $10,802+411.4% | $6,261+782.4% |