Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,656 | $56,110+410.9% | $94,993+201.8% | $70,126+308.8% |
| Participation rate | 60.0% | 65.0%-5.0pp | 73.9%-13.9pp | 69.5%-9.5pp |
| Annual return | 12.11% | 51.02%-38.9pp | 27.14%-15.0pp | 73.15%-61.0pp |
| Employer contribution / active EE | $1,374 | $1,442-4.7% | $2,603-47.2% | $2,343-41.4% |
| Participant deferral / active EE | $3,601 | $2,391+50.6% | $3,317+8.6% | $3,332+8.1% |
| Admin fee / account holder | $2,021 | $3,456-41.5% | $4,960-59.3% | $4,645-56.5% |