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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,398 | $175,231+13.2% | $149,696+32.5% | $139,466+42.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.16% | 166.77%-158.6pp | 134.46%-126.3pp | 373.66%-365.5pp |
| Employer contribution / active EE | $2,467 | $5,478-55.0% | $4,821-48.8% | $4,754-48.1% |
| Participant deferral / active EE | $2,866 | $6,521-56.1% | $5,682-49.6% | $6,712-57.3% |
| Admin fee / account holder | $129,055 | $16,155+698.9% | $13,212+876.8% | $11,409+1031.2% |