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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,545 | $202,342-12.7% | $172,752+2.2% | $152,897+15.5% |
| Participation rate | 82.6% | 87.1%-4.4pp | 82.6%0pp | 82.5%+0.2pp |
| Annual return | 9.60% | 1029.83%-1020.2pp | 802.97%-793.4pp | 345.43%-335.8pp |
| Employer contribution / active EE | $4,074 | $5,858-30.4% | $5,144-20.8% | $4,764-14.5% |
| Participant deferral / active EE | $3,454 | $5,948-41.9% | $5,198-33.6% | $5,851-41.0% |
| Admin fee / account holder | $5,283 | $17,111-69.1% | $13,955-62.1% | $11,599-54.5% |