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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,365 | $84,236+128.4% | $170,435+12.9% | $70,126+174.3% |
| Participation rate | 85.2% | 70.8%+14.4pp | 83.6%+1.6pp | 69.5%+15.6pp |
| Annual return | 11.92% | 23.06%-11.1pp | 205.94%-194.0pp | 73.15%-61.2pp |
| Employer contribution / active EE | $7,392 | $3,387+118.2% | $5,432+36.1% | $2,343+215.6% |
| Participant deferral / active EE | $6,408 | $3,086+107.7% | $4,939+29.7% | $3,332+92.3% |
| Admin fee / account holder | $9,132 | $5,698+60.3% | $13,881-34.2% | $4,645+96.6% |