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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,204 | $35,183+51.2% | $73,550-27.7% | $70,126-24.1% |
| Participation rate | 57.1% | 42.9%+14.2pp | 54.9%+2.2pp | 69.5%-12.4pp |
| Annual return | 19.01% | 26.90%-7.9pp | -15.16%+34.2pp | 73.15%-54.1pp |
| Employer contribution / active EE | $1,054 | $709+48.7% | $1,219-13.6% | $2,343-55.0% |
| Participant deferral / active EE | $2,151 | $1,220+76.4% | $1,804+19.2% | $3,332-35.4% |
| Admin fee / account holder | $1,185 | $2,302-48.5% | $2,320-48.9% | $4,645-74.5% |