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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,943 | $39,036+163.7% | $80,784+27.4% | $85,851+19.9% |
| Participation rate | 64.4% | 41.6%+22.9pp | 54.2%+10.3pp | 69.3%-4.9pp |
| Annual return | 13.86% | 26.31%-12.5pp | 87.31%-73.5pp | 318.63%-304.8pp |
| Employer contribution / active EE | $2,293 | $722+217.4% | $1,160+97.6% | $2,565-10.6% |
| Participant deferral / active EE | $4,720 | $1,326+255.9% | $2,145+120.0% | $3,952+19.4% |
| Admin fee / account holder | $809 | $2,429-66.7% | $3,380-76.1% | $6,261-87.1% |