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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,271 | $34,316+125.2% | $74,723+3.4% | $72,976+5.9% |
| Participation rate | 50.9% | 42.4%+8.5pp | 54.5%-3.5pp | 69.5%-18.5pp |
| Annual return | 22.02% | 26.58%-4.6pp | 753.18%-731.2pp | 81.02%-59.0pp |
| Employer contribution / active EE | $1,351 | $692+95.3% | $1,084+24.6% | $2,440-44.6% |
| Participant deferral / active EE | $2,793 | $1,272+119.6% | $1,962+42.4% | $3,608-22.6% |
| Admin fee / account holder | $1,343 | $2,125-36.8% | $3,335-59.7% | $5,124-73.8% |