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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,905,575 | $175,231+1558.1% | $149,696+1841.0% | $139,466+1983.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.82% | 166.77%-147.9pp | 134.46%-115.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $1,119 | $5,478-79.6% | $4,821-76.8% | $4,754-76.5% |
| Participant deferral / active EE | $4,000 | $6,521-38.7% | $5,682-29.6% | $6,712-40.4% |
| Admin fee / account holder | $103,940 | $16,155+543.4% | $13,212+686.7% | $11,409+811.1% |