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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,911,561 | $180,459+959.3% | $154,108+1140.4% | $135,380+1312.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.19% | 888.21%-893.4pp | 735.21%-740.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $13,234 | $6,035+119.3% | $5,298+149.8% | $4,779+176.9% |
| Participant deferral / active EE | $10,433 | $5,806+79.7% | $5,081+105.4% | $5,609+86.0% |
| Admin fee / account holder | $61,212 | $16,145+279.1% | $13,411+356.4% | $10,828+465.3% |