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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,055,744 | $198,457+935.9% | $170,435+1106.2% | $147,586+1292.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.71% | 257.30%-238.6pp | 205.94%-187.2pp | 578.59%-559.9pp |
| Employer contribution / active EE | $24,603 | $6,183+297.9% | $5,432+352.9% | $4,876+404.5% |
| Participant deferral / active EE | $10,267 | $5,629+82.4% | $4,939+107.9% | $5,439+88.8% |
| Admin fee / account holder | $51,154 | $16,852+203.5% | $13,881+268.5% | $10,886+369.9% |