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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,443 | $111,787+100.8% | $93,681+139.6% | $145,978+53.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 32.42% | 203.52%-171.1pp | 133.47%-101.1pp | 550.52%-518.1pp |
| Employer contribution / active EE | $7,500 | $3,093+142.5% | $2,422+209.6% | $4,662+60.9% |
| Participant deferral / active EE | $1,260 | $4,918-74.4% | $4,415-71.5% | $6,690-81.2% |
| Admin fee / account holder | $15,602 | $10,256+52.1% | $8,290+88.2% | $13,400+16.4% |