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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,443 | $111,785+100.8% | $93,669+139.6% | $145,877+53.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 32.42% | 203.79%-171.4pp | 133.59%-101.2pp | 551.28%-518.9pp |
| Employer contribution / active EE | $7,500 | $3,096+142.3% | $2,424+209.5% | $4,663+60.8% |
| Participant deferral / active EE | $1,260 | $4,919-74.4% | $4,416-71.5% | $6,691-81.2% |
| Admin fee / account holder | $15,602 | $10,256+52.1% | $8,291+88.2% | $13,402+16.4% |