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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,668 | $95,975-4.5% | $74,552+23.0% | $135,382-32.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 20.91% | 56.96%-36.1pp | 32.53%-11.6pp | 519.77%-498.9pp |
| Employer contribution / active EE | $6,250 | $2,716+130.1% | $1,961+218.7% | $4,779+30.8% |
| Participant deferral / active EE | $1,016 | $3,844-73.6% | $3,108-67.3% | $5,609-81.9% |
| Admin fee / account holder | $2,131 | $6,522-67.3% | $5,060-57.9% | $10,829-80.3% |