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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,688 | $112,933-11.7% | $90,970+9.6% | $158,982-37.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 9.97% | 215.82%-205.8pp | 134.60%-124.6pp | 302.99%-293.0pp |
| Employer contribution / active EE | $5,556 | $2,893+92.0% | $2,122+161.8% | $4,763+16.6% |
| Participant deferral / active EE | $779 | $4,128-81.1% | $3,373-76.9% | $5,983-87.0% |
| Admin fee / account holder | $2,057 | $8,047-74.4% | $5,961-65.5% | $11,252-81.7% |