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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,244 | $53,837-56.8% | $75,714-69.3% | $85,847-72.9% |
| Participation rate | 100.0% | 69.1%+30.9pp | 74.8%+25.2pp | 69.3%+30.7pp |
| Annual return | 9.11% | 24.54%-15.4pp | 104.62%-95.5pp | 318.61%-309.5pp |
| Employer contribution / active EE | $2,905 | $2,017+44.0% | $2,744+5.9% | $2,565+13.3% |
| Participant deferral / active EE | $2,089 | $2,895-27.9% | $3,820-45.3% | $3,952-47.2% |
| Admin fee / account holder | $4,382 | $3,339+31.2% | $3,619+21.1% | $6,261-30.0% |