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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,025 | $48,314-35.8% | $67,561-54.1% | $80,925-61.7% |
| Participation rate | 96.7% | 66.4%+30.3pp | 72.9%+23.8pp | 67.7%+29.0pp |
| Annual return | 10.46% | 18.28%-7.8pp | 3525.44%-3515.0pp | 35.65%-25.2pp |
| Employer contribution / active EE | $3,161 | $2,022+56.4% | $2,735+15.6% | $2,756+14.7% |
| Participant deferral / active EE | $2,598 | $2,927-11.2% | $4,003-35.1% | $4,299-39.6% |
| Admin fee / account holder | $1,257 | $3,690-65.9% | $4,006-68.6% | $6,940-81.9% |