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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,796 | $39,132-72.4% | $57,196-81.1% | $62,881-82.8% |
| Participation rate | 96.7% | 70.5%+26.2pp | 75.3%+21.3pp | 69.3%+27.4pp |
| Annual return | 7.19% | 9.24%-2.1pp | 14.59%-7.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,628 | $1,874-13.1% | $2,683-39.3% | $2,281-28.6% |
| Participant deferral / active EE | $512 | $2,374-78.4% | $3,096-83.5% | $3,203-84.0% |
| Admin fee / account holder | $858 | $2,594-66.9% | $3,141-72.7% | $4,296-80.0% |