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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,436 | $81,276+376.7% | $155,574+149.0% | $80,925+378.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 21.47% | 33.36%-11.9pp | 64.87%-43.4pp | 35.65%-14.2pp |
| Employer contribution / active EE | $11,469 | $3,103+269.6% | $4,676+145.3% | $2,756+316.1% |
| Participant deferral / active EE | $9,712 | $3,453+181.3% | $5,629+72.5% | $4,299+125.9% |
| Admin fee / account holder | $4,856 | $7,993-39.2% | $15,914-69.5% | $6,940-30.0% |