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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,772 | $167,362+33.7% | $143,799+55.6% | $134,532+66.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.02% | 0.47%-22.5pp | -0.04%-22.0pp | 418.27%-440.3pp |
| Employer contribution / active EE | $11,337 | $5,620+101.7% | $4,952+128.9% | $4,741+139.1% |
| Participant deferral / active EE | $9,054 | $6,447+40.4% | $5,638+60.6% | $6,401+41.4% |
| Admin fee / account holder | $19,623 | $18,094+8.5% | $14,677+33.7% | $11,429+71.7% |