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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,195 | $77,908+277.6% | $149,696+96.5% | $75,173+291.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 30.64% | 31.73%-1.1pp | 134.46%-103.8pp | 160.72%-130.1pp |
| Employer contribution / active EE | $5,987 | $3,138+90.8% | $4,821+24.2% | $2,671+124.1% |
| Participant deferral / active EE | $6,452 | $3,411+89.1% | $5,682+13.6% | $4,126+56.4% |
| Admin fee / account holder | $3,396 | $5,950-42.9% | $13,212-74.3% | $5,651-39.9% |