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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,412 | $71,878+477.9% | $86,698+379.1% | $68,486+506.6% |
| Participation rate | 89.3% | 72.2%+17.0pp | 76.6%+12.7pp | 67.9%+21.4pp |
| Annual return | -18.22% | 3.53%-21.7pp | 35.95%-54.2pp | -7.85%-10.4pp |
| Employer contribution / active EE | $8,878 | $2,173+308.5% | $2,837+213.0% | $2,597+241.9% |
| Participant deferral / active EE | $5,417 | $3,779+43.3% | $4,656+16.3% | $4,028+34.5% |
| Admin fee / account holder | $9,380 | $6,113+53.5% | $7,493+25.2% | $5,404+73.6% |