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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,394 | $78,423+408.0% | $95,964+315.2% | $79,856+398.9% |
| Participation rate | 86.7% | 73.5%+13.2pp | 77.1%+9.6pp | 69.6%+17.0pp |
| Annual return | 17.73% | 19.37%-1.6pp | 91.64%-73.9pp | 31.71%-14.0pp |
| Employer contribution / active EE | $7,441 | $1,945+282.5% | $2,541+192.8% | $2,471+201.1% |
| Participant deferral / active EE | $4,587 | $3,440+33.3% | $4,167+10.1% | $3,741+22.6% |
| Admin fee / account holder | $2,367 | $5,622-57.9% | $6,797-65.2% | $5,306-55.4% |