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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,184 | $98,240+178.1% | $82,312+231.9% | $147,586+85.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 16.90% | 30.85%-14.0pp | 25.88%-9.0pp | 578.59%-561.7pp |
| Employer contribution / active EE | $9,817 | $3,192+207.6% | $2,428+304.3% | $4,876+101.3% |
| Participant deferral / active EE | $5,351 | $4,383+22.1% | $3,706+44.4% | $5,439-1.6% |
| Admin fee / account holder | $19,695 | $8,563+130.0% | $5,608+251.2% | $10,886+80.9% |