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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,370 | $72,492+390.2% | $87,104+308.0% | $72,975+387.0% |
| Participation rate | 78.6% | 72.8%+5.8pp | 76.9%+1.7pp | 69.5%+9.1pp |
| Annual return | 24.61% | 24.46%+0.2pp | 28.19%-3.6pp | 81.01%-56.4pp |
| Employer contribution / active EE | $8,709 | $1,894+359.8% | $2,521+245.4% | $2,440+256.9% |
| Participant deferral / active EE | $4,772 | $3,270+46.0% | $4,048+17.9% | $3,608+32.3% |
| Admin fee / account holder | $12,593 | $5,055+149.1% | $7,491+68.1% | $5,124+145.8% |