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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,421 | $152,587+11.0% | $125,175+35.3% | $152,870+10.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.28% | 54.84%-38.6pp | 43.79%-27.5pp | 345.34%-329.1pp |
| Employer contribution / active EE | $2,743 | $4,946-44.6% | $3,865-29.0% | $4,763-42.4% |
| Participant deferral / active EE | $8,235 | $5,868+40.3% | $4,937+66.8% | $5,850+40.8% |
| Admin fee / account holder | $577 | $13,434-95.7% | $9,702-94.1% | $11,597-95.0% |